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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other secured loans

Secured Loans

A secured loan also known as second charge, is ideal in the current mortgage climate in which lots of people are tied in to great deals that they do not want to come out of, or are simply locked in to existing lender products and are unable to remortgage but have sufficient equity in their home and are able to afford this additional borrowing.

Here at Crystal Advice, we can help you raise capital by way of a secured loan for various needs whether it is for:

  • Home improvements
  • Buying a property
  • Pay for important family events
  • Debt Consolidation
  • Tax Bills

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

The transfer of your family home into a Lifetime Family Trust can ensure that it passes to your family.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other secured loans.

Crystal Advice Limited is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority (FCA) under reference 450731. Ingard Financial Ltd is registered in England and Wales. Registered Office: 1 Nelson Street, Southend, Essex SS1 1EG. Company Number: 05728066.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

The Financial Conduct Authority does not regulate some forms of bridging loans.

The Financial Conduct Authority does not regulate Wills, LPA’s, Trusts and all services deemed to fall under the Estate Planning and Estate Administration services.

The Financial Conduct Authority will start regulating the pre-paid funeral plans sector from 29th July 2022.

The Financial Conduct Authority do not regulate some forms of buy to let mortgages. We may charge a fee for our service up to 1%. Our typical fee is £500 payable on completion, subject to status.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.

Registered Office: Kings Court, 17 School Road, Birmingham, B28 8JG. Registered No. 9932669. Registered in England and Wales